Livossa: independent guides to money and personal finance in Germany
An independent desk on saving, investing, credit and the rules behind them in Germany. Every guide names its sources and shows when it was last reviewed.
Current account in Munich with advice: what HVB and Stadtsparkasse München include in the account price and what costs extra at the counter (October 2026).
Rürup pension: who benefits from the Basisrente for tax purposes, what is deductible in 2026, how it is taxed in retirement and what speaks against it.
